Accidents may happen!

I’ve just stumbled upon a news article by Co-operative Insurance  about the Brits preferring to drive on holiday.

 Fed up with wasting precious holiday time in busy airports or merely looking for more adventure out of a holiday, the British holidaying public want to be more independent. But they are not checking it out properly first, or so it would see. Holidaymakers driving instead of flying have increased recently by 32% although there is a problem. People are not bothering to find out about international road use as well as acquiring adequate insurance cover. Only 77% of drivers abroad will become well informed of foreign highway codes and insurance legislation. Sounds like we need to pick our socks up before something goes wrong!

 Would you know what to do if you had a road accident abroad? I wouldn’t! According to this article, about 64% of people admitted they would not know what to do. To minimise the effect of an accident, there are several steps we should take before we set off on our holidays.

 Before you do anything else, dig out that passport then get insurance cover, not only for the journey but for medical and legal expenses, personal accident and additional property if required. Secondly,  ensure you have good travel insurance too. Thirdly, you’re going to need breakdown cover. Check that your cover will include other destinations as well. Fourth point, ensure your existing cover is good up to and including your return to the UK. Fifth point, consider whether or not you will need a Green Card. For those not in the ‘know’ a Green Card is an International Motor Insurance Certificate. Effectively, this will provide you with the same motor insurance cover abroad as you are paying for in the UK. Last but not least, don’t forget to pack your toothbrush!

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