Archive for the ‘Car Insurance For Women’ Category

Jamaican gold athlete receives record payout!

Friday, June 12th, 2009

Love them or hate them, sometimes our insurance companies never seem to be in a rush to pay out on our claims! According to the article “Mr Usain Bolt record breaking-insurance settlement” they did themselves proud when honouring the Olympic athlete’s claim following an accident, which damaged his prized 2009 BMW M3 Coupe.

The gold medallist’s wrecked car, a birthday present from his sponsor PUMA, was valued at about 160 000 US dollars by the insurers Advantage General Insurance Company. The company were fast to respond settling the Jamaican sprinter’s claim within eight working days.

Ever since taking the Beijing Olympics by storm, Usain Bolt has become a leading role model in the sports world as well as star and role model to anyone he comes in contact with. With this in mind it is simple to see that the insurers Advantage General Insurance Company are merely following good business practices by settling so quickly for the superstar. The publicity achieved from the simple act of going against character and paying so rapidly it practically made Mr Bolt’s head spin is priceless.

On a serious level, the insurance company are quick to point out there was not exactly a question of ‘favouritism’ going on in order to pay out on Mr Bolt’s insurance claim. The accident involving his car received a considerable amount of publicity and so much of the info found its way into the public domain whereas in the majority of cases a considerable amount of time is put into the investigation procedure of an accident.

Good for you Usain Bolt but when all is said and done, we are all paying customers and will all be expecting a much speedier return on our motor insurance claims and we know you can do it!

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How to weather those wintry hazards

Monday, February 16th, 2009

It is no wonder that we want to escape to the sun at the first sign of winter what with all the hazards that suddenly hit us immediately the temperature slides south. A month or two into the colder season and the insurance company phones become alive to the tune of bells whether its claims on car insurance, house insurance or holiday insurance, it never gets busier for an insurance company than over the winter.

According to the article “Q & A: Insurance cover in the snow” there are ways to prepare ourselves for the onslaught of potential wintry disasters citing a few examples along the way.

In the event of pipes bursting, your home insurance should cover the expense of damage unless you have been absent from your property for over thirty days. Usually, burst water pipes are covered by contents and building insurance, while tanks with frozen water is covered by buildings insurance. Check your insurance policy for a breakdown of specific cover.

The roads are icy and you like many others this season, have struggled to drive your car and collided with another. You can claim on your fully comprehensive insurance although insurance companies urge drivers not to go out in difficult driving conditions unless absolutely necessary. If you have third party insurance and you collide with another car, your insurance won’t cover it.

A common winter complaint is that cars won’t start in the morning but can they claim on their insurance? If this happens to you, you cannot claim on your insurance however you can get assistance on your breakdown cover.

Frosty nights present problems galore for insurance companies thanks to the crime of “frosting”. People leave the car running while de-icing it in the morning allowing 15,000 opportunistic thieves a year to take advantage and steal your car in a crime recognised as “frosting”.

Bad weather has caused you to miss your flight because you couldn’t travel to the airport. Your travel insurance will cover you as long as you prove there was no way you could get to the airport on time and you will need to have checked in too.

There are many problems caused by the wintry weather, in addition to the ones just mentioned, there is the matter of a cancelled flight, snow damage to your home and cars skidding into your car to name but a few. If in any doubt, check with your insurer immediately!

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Posted in Car Insurance, Car Insurance For Women, General, Home & Contents Insurance, Travel Insurance, Van Insurance, breakdown insurance | No Comments »

Biting off more than you can ‘ATCHOO!’

Saturday, February 14th, 2009

Do not drive when ill with a cold or influenza because this could lead to dire consequences, warn the insurance people at Lloyds TSB.

According to the article “350 million pounds bill for driving under the influenza” in excess of one hundred and twenty five thousand motorists were involved in accidents that were caused by the effects of flu.

When incidences of flu are at their peak as they were just before Christmas, the occurrence of road traffic accidents can be rife. Many accidents are caused by slower reactions and by sneezing at the wheel. A recent study revealed that a driver’s road awareness can be impaired by as much as eleven per cent when under the influence of a cold virus. This kind of reduced attention compares with the effects of drinking a double whisky before setting off for the road.

In the event of suffering with a cold you could put yourself and others at risk if driving under the influence of flu symptoms. All motorists should therefore bear in mind the increase of driving accidents and to ensure all the more urgently they have car insurance not only to cover accidents they are responsible for, but those caused by others too.

Flu symptoms are not the only cause of impaired judgement affecting a driver’s motoring skills, tests proved driving with PMS, high stress levels or a headache will negatively affect your driving ability. Flu symptoms however did come off the worst in the research.

The report has helped to conclude that during 2008 one in ten of all road accidents can be attributed to the driver’s flu symptoms. This is a trend that produced an insurance bill totalling a cool three hundred and fifty million pounds!

The painful truth is that people are not aware of the damaging effects of the flu virus on a driver. With the occurrence of flu pandemics becoming a growing concern, it is all the more vital that motorists are made aware of this destructive and growing problem. The question of shall I or shan’t I drive is answered plainly on single rule of thumb that it is not safe to go out if in doubt.

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You are now entering Slough, please drive carefully!

Wednesday, December 10th, 2008

Drivers who live in a town need to beware when it comes to driving. According to research, drivers who live in more built up areas are more likely to have a road accident than anyone else.

One town in Great Britain stands out to be crowned the worst road accident location – Slough. According to the article “Slough named as the riskiest place in the UK for road accidents” the drivers in the Berkshire town have made more claims on their motor insurance than any other. More claims were made in Slough than high accident spots of Ilford (east London) and Birmingham according to recent statistics recorded by the people at Endsleigh Insurance.

To contrast Slough, the best places to drive include Belfast, Aberdeen and Swansea. These cities outside of England have a lower frequency of insurance claims for motoring accidents.

According to the report, Belfast in Northern Ireland reported the lowest case of accident claims at 44% below average while Slough totalled 49% above the average.
These statistics serve as a warning to drivers during the most hazardous season of the year, that of the festive one! Extreme cold weather conditions can only add to the speedy last minute Christmas shopping trips and Christmas party excesses. Endsleigh claim that if you live in a town or city, you are at more risk of being involved in a road accident than if you live anywhere else largely because of the extra volume of traffic on the roads at this time of year. Calls are made from the company for extra vigilance throughout the season.

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Posted in Car Insurance, Car Insurance For Women | 1 Comment »

Shopping for the best insurance deals

Thursday, October 9th, 2008

In the article “Insurance – how to get the best deal” people considering cancelling their insurance should think again! The article mentions there is a tendency to consider insurance a luxury when they should be seeing it as a necessity. Now that we are all feeling the pinch during these financially trying times, the last thing we should be thinking about is cancelling our insurance.

These are uncertain times, and now is the time to have a safety net in place and hang on to our insurance policies. And if we don’t have any, we ought to look at getting some! We need our jobs more than ever, so what happens if we fall sick or our house gets flooded. Keep the insurance going but look at ways to save money on your policy, is the message conveyed by the consumer expert Dominic Littlewood off the telly!
Dominic has never paid full asking price for his insurance! We need, he says, to pay attention to our policies and when they approach expiration, not to blindly sign the renewal. We ought to shop around for a better deal and he believes there is always a better deal to be had somewhere.

By shopping around for another insurance company, you could be saving as much as twenty per cent off your current cover. He suggest beginning with checking out an insurance comparison website, the easiest way to acquire quotes from a number of companies in one fell swoop. He offers other tips for getting cheaper insurance quotes as well but insists you should never lie about your circumstances to achieve reductions and discounts. With these top tips in mind, he brings our attention to his checklist of top tips on how to get cheaper insurance.

Ready? Fasten your seatbelts for Dominic Littlewood’s money saving masterclass!
Comparison sites to check out before you make your first move include the moneysupermarket website. Next, get ready to do some bartering! Using these website as a starting point, the next thing to do is to ring up the insurance companies and get them to improve on their quotes.

All you need to rehearse saying is the following “Your company has quoted a price on my car insurance online, but I’m unhappy with it. What is your best price?”
After giving you a quote, announce you will give them a ring tomorrow. Remember this top tip, you should never accept a quote immediately! And last but not least, take this best quote to another company and ask them to better it.

Try out these top tips from one of Britain’s much loved consumer experts and you ought to never look back again!

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