The UK Insurance Blog

Drivers who live in a town need to beware when it comes to driving. According to research, drivers who live in more built up areas are more likely to have a road accident than anyone else.

One town in Great Britain stands out to be crowned the worst road accident location - Slough. According to the article “Slough named as the riskiest place in the UK for road accidents” the drivers in the Berkshire town have made more claims on their motor insurance than any other. More claims were made in Slough than high accident spots of Ilford (east London) and Birmingham according to recent statistics recorded by the people at Endsleigh Insurance.

To contrast Slough, the best places to drive include Belfast, Aberdeen and Swansea. These cities outside of England have a lower frequency of insurance claims for motoring accidents.

According to the report, Belfast in Northern Ireland reported the lowest case of accident claims at 44% below average while Slough totalled 49% above the average.
These statistics serve as a warning to drivers during the most hazardous season of the year, that of the festive one! Extreme cold weather conditions can only add to the speedy last minute Christmas shopping trips and Christmas party excesses. Endsleigh claim that if you live in a town or city, you are at more risk of being involved in a road accident than if you live anywhere else largely because of the extra volume of traffic on the roads at this time of year. Calls are made from the company for extra vigilance throughout the season.

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In the article “Insurance – how to get the best deal” people considering cancelling their insurance should think again! The article mentions there is a tendency to consider insurance a luxury when they should be seeing it as a necessity. Now that we are all feeling the pinch during these financially trying times, the last thing we should be thinking about is cancelling our insurance.

These are uncertain times, and now is the time to have a safety net in place and hang on to our insurance policies. And if we don’t have any, we ought to look at getting some! We need our jobs more than ever, so what happens if we fall sick or our house gets flooded. Keep the insurance going but look at ways to save money on your policy, is the message conveyed by the consumer expert Dominic Littlewood off the telly!
Dominic has never paid full asking price for his insurance! We need, he says, to pay attention to our policies and when they approach expiration, not to blindly sign the renewal. We ought to shop around for a better deal and he believes there is always a better deal to be had somewhere.

By shopping around for another insurance company, you could be saving as much as twenty per cent off your current cover. He suggest beginning with checking out an insurance comparison website, the easiest way to acquire quotes from a number of companies in one fell swoop. He offers other tips for getting cheaper insurance quotes as well but insists you should never lie about your circumstances to achieve reductions and discounts. With these top tips in mind, he brings our attention to his checklist of top tips on how to get cheaper insurance.

Ready? Fasten your seatbelts for Dominic Littlewood’s money saving masterclass!
Comparison sites to check out before you make your first move include the moneysupermarket website. Next, get ready to do some bartering! Using these website as a starting point, the next thing to do is to ring up the insurance companies and get them to improve on their quotes.

All you need to rehearse saying is the following “Your company has quoted a price on my car insurance online, but I’m unhappy with it. What is your best price?”
After giving you a quote, announce you will give them a ring tomorrow. Remember this top tip, you should never accept a quote immediately! And last but not least, take this best quote to another company and ask them to better it.

Try out these top tips from one of Britain’s much loved consumer experts and you ought to never look back again!