Accidents happen! Get ready for Christmas!
Getting ready for Christmas involves much more than ordering the turkey and seeing the reindeers according to the article “All I want for Christmas is …”. In preparing for Christmas we need to ensure that we have adequate insurance cover in case the freezer breaks down or the house gets burgled. The Norwich and Peterborough Building Society are concerned that we are overlooking the necessity of protection throughout a time when accidents and oversights could have drastic consequences. While it is not exactly getting into the festive spirit a bit of common sense in advance will provide peace of mind and save us from adding to our Christmas anxieties. Approaching Christmas and writing our shopping lists, this is the perfect time to address our concerns rather than later on.
The article goes on to provide a series of recommendations to ensure you enjoy a stress free Christmas including the matter of house security (what with all the presents that will be sat under the tree).
One top suggestion is that we make sure our insurance cover includes accidental damage. Imagine the scene, the secret stash of Babycham has been discovered by Uncle Bob. Arms a-flaying to the tunes of the Elvis “White Christmas” LP at teatime and things could get extremely messy!
Another suggestion is to check your insurance policy covers your freezer packed with food breaking down. In most houses in the UK, that could be hundreds of pounds of food down the pan so its very worthwhile.
Additional recommendations include taking your presents out of full view of the window and the outside world, leaving your central heating on (very low) to ensure your pipes don’t freeze and wreck the house when a pipe bursts and purchase some security lights for the exterior of your house.
In the event of a disaster happening over the Christmas period, what you need to be ready to do is make repairs to ensure your home is weather proofed and safe and keep all receipts ready for when your insurance company requests them. Make sure you find out (in advance) the Claims Assistance number, a phone book with tradesmen contact information and last but not least read the small print of your insurance cover to make sure it suits.
Merry Christmas!
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Tags: accidental damage, getting ready for christmas, insurance policy, peace of mind