Protect your house from the school holidays!
In the article “Home insurance could save the day this school holiday” we are alerted to the fact our children’s school holidays could cost us a fortune.
Every time there is a school holiday, the house is at greater risk of a disaster occurring than any other time. Things get a bit wild, the kids lunge about and before you know it, your favourite Ming vase is a ‘gonna’!
The company ‘Sheila’s Wheels’ have looked into the subject and have discovered £0.5 billion worth of electrical item damage is caused by bored children in the UK during the school holidays. We should take heed of this and look seriously into our home contents insurance.
Twenty five per cent of children break or damage electrical equipment which adds up to £553 million paid out in the UK to replace these things or repair them. The average child will cause damage to the tune of £183. Over one in five mums and dads claimed on their home contents insurance because of the damage caused by their children. If you were wondering what articles get damaged the most, it would have to be digital cameras and laptops at the top of the lists.
The thing to do is to get adequate insurance for your possessions so you don’t have to come home to face a horrendous bill. Only a quarter of parents questioned said they would get their children to pay for the damage as a punishment so kids generally get off lightly it would seem!
In the event of damage during the school holidays, many parents are having to foot the bill themselves. Seventeen per cent of parents do not have any kind of insurance themselves preferring to foot the bill if and when disaster occurs.
Look out the schools have emptied out!. This is the main time when things get broken and someone has to face the music, according to the people at Sheila’s Wheels that is! If you have a family, the message is, don’t take any chances with your belongings. Store away your important valuables and create plenty of space for the children to play in.
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Tags: adequate insurance, electrical equipment, home contents insurance, home insurance, school holidays