The UK Insurance Blog

According to an interesting article in easier.com  about student thefts, nearly two million students will soon unwittingly become targets of thieves. This is a message going out to students as well as their parents.

Autumn, this year, universities in the United Kingdom will welcome one million six hundred thousand new students to their halls of residences. These students will have with them items with a collective value of at least one and a half thousand pounds which ought to be covered by an adequate insurance plan. If the unthinkable was to occur, insurance reimbursement will soften the blow.

According to esure, students are expected to bring with them favourite gadgets and toys of a considerable value. The message of the article was essentially to get adequate insurance cover in case of theft or loss.

I would think it extremely rare that any students out there do not possess at least an expensive mobile phone and a laptop. According to esure, at least 81 per cent of students will take with them to uni a mobile phone while 74% will be taking a laptop. With all the latest hi-tec valuables in your possession, it makes sense to exercise extra care especially when changing to some less familiar surroundings.

When packing for university, if you plan to include a laptop, a mobile, a games console, a camera or a DVD player because you can’t imagine life without them, you had better check out where you stand with your insurance.

The value of new clothes and jewellery can mount up too, especially if, according to demographic statistics by esure, you are a fashionable northerner. They anticipate that trendy students from the north will have packed a suitcase with an average of £600 worth of fashion items. Get it all insured!

If you are a parent of a ‘student-to-be’ and you haven’t even thought of getting insurance cover for your child’s valuables, don’t worry, you are not on your own. Twenty four percent of parents never even consider taking out insurance for their child’s possessions when they head off for university.

I guess, the overlying message is simple enough, that of to ‘be-ware and be sensible’. The trouble with high value gadgets, is that they tend to be small and pocket-sized. They can be stolen really easily and efficiently. For this reason, watch out who you let into your rooms, especially if a new friend has brought company in the shape of a complete stranger. You can’t have eyes everywhere so ensure your valuables are hidden well away from opportunistic attention. Or leave the really expensive valuables behind, at home, at least until you get to know your way round a bit better.

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