Posts Tagged ‘home contents’

When moving home becomes a nightmare!

Tuesday, June 2nd, 2009

Now is the time of year when people tend to get itchy feet and become overwhelmed with the urge to get up and move home! As we are all aware, there are few times in a person’s life that proves more stressful than moving home! But according to the article “Taking stress out of moving home” help is at hand from Tescocompare.com so that this time we can make our move much less of a nightmare and more a dream come true!

Begin by considering your insurance requirements. As well as your current one, your new home will require protection so the best thing to do immediately is to acquire buildings insurance. The company that provides your current insurance could be approached for this purpose with the bonus that they will provide a good deal as you are increasing your business with them until such times as you have sold your former home.

Before the moving process sets in, enquire about buildings and contents cover. All you need to do is to supply information about various things like the age of door locks, alarm details and contents value.

When moving home we tend to incur lots of extra expenses like new fixtures and fittings but do we remember to add it all to the total of our home contents value? Remind yourself to keep a note of all the extra buys of moving into a new home!

Last but not least, shop around for the best deal on your insurance cover in order to save money. Thanks to websites like tescocompare.com shopping for the best insurance deals doesn’t have to be a chore! Using this you are able to personally compare the rates offered by numerous UK insurance companies across the length and breadth of the British Isles with added efficiency and ease.

Get those presents insured this Christmas!

Wednesday, December 3rd, 2008

Christmas is coming and the goose is getting fat, as they say, so now is the time that we ought to check our Christmas present insurance according the moneysupermarket website in the article “Unwrap the right cover this Christmas!”

Even amidst all this doom and gloom brought on by the credit crunch, Christmas brings out the generous side in people and we can find our cupboards suddenly packed with expensive present items. These added valuables are rarely remembered on the home insurance however.

Now is the time to make sure those extra valuables are covered for the pickings are about to get extremely rich for the house burglars. They’ll be rubbing their hands with glee at the prospect of Christmas so you need to make sure you are prepared. All the more important is that you are not under-insured, say the money supermarket, having to pay out huge excesses because you have misunderstood your cover.

The good news is that insurance companies increase your home contents cover automatically but by how much, it can inevitably vary. Generally at Christmas, an insurance provider will increase contents values by 10% with no extra charge. One exception is the AA who increases their value of contents by 20% between December and January.

There are two sides to every coin and the point of the article is that you need to be aware whether or not your insurer will increase their contents cover because while some vary by up to 20%, not all companies vary at all such as Endsleigh. Endsleigh does not and will not provide instant free extra cover over Christmas so many customers could find themselves misguided and under-protected – only finding out at the worst time, when they come to claim.