The UK Insurance Blog

What with all the Big Brother 9 mayhem going on, at times you’d be forgiven for wondering how much the Big Brother house costs to insure. An article published recently in PR Web shines a little light on the matter.

This is one unpredictable house. You never know what’s going to go wrong. One thing you are sure of, that something WILL go wrong! Furniture often gets wrecked, accidents happen and tomfoolery is at its worst as the world sits back in its favourite armchair and watches the foolhardy shenanigans of the Big Brother housemates. To all intents and purposes the contents of the house are designer label or specially crafted for the year’s intake, so what would the creators have to pay out for house insurance. In the article, ‘Confused dot com’ provide some answers.

One positive point is that flooding is not a problem, despite all efforts by the raucous inmates. The location of the famed Big Brother house is beside the Elstree film studio water tank where Moby Dick was filmed. There is not likely to be any flooding, so no flood risk added to the insurance cover. Good start.

Smoking is not allowed in the Big Brother 9 house, so it’s a home insurance quote for a non-smoking household. In actuality, the local council defines the Big Brother house a place of work, in which case, if a contestant was to smoke indoors, the programme would have to fork out £2,500 each time it happens.

The security of the Big Brother house is not a problem. While many houses rely on a security alarm system, window locks and double locks galore, the BB house has 24 hour seven days a week security monitoring via CCTV as well as security guards and dogs.

Contents insurance is set at an amount much less than normal at £50,000. In the Big Brother house, there are no accumulated personal items although furniture and appliances are usually top notch expensive items.

To top it all off, Big Brother’s building is insured for £500,000 which is equal to the build value.

All in all, things could be a lot worse for the money people at Big Brother!

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