The UK Insurance Blog

As we speak thousands of football fans are planning next year’s trip to South Africa for the World Cup. We couldn’t have asked for better, England have qualified for the World Cup next June and everyone wants to go. To get hold of these tickets is going to take some doing (and spending) so there is all the more reason to get some travel insurance just in case!

According to the article “Travel insurance priority for fans heading to the World Cup finals” football fans would be well advised to sort out their travel insurance now instead of leaving it till the last minute for fear of something going wrong between now and then!

In many cases customers claim on their travel insurance before the trip or holiday even begins but would not have been able to do so should they have left their protection arrangements to the last minute.

There are numerous things that could go wrong prior to a trip in less than a year’s time such as being made redundant from your job, becoming ill and unable to travel and being called up for jury service.

The people at M&S insurance remind football fans that travel insurance could provide support from the moment a flight is embarked to returning back to England. For this reason it would be unwise to skip investing in a policy that is fully comprehensive well in advance of booking a trip.

All football fans who will seek the bargain offers of independent travel need be aware they will not have any of the protection a package tour operator will provide. Imagine if your flight is cancelled which meant you were unable to make other connections, travel insurance will allow you the freedom to finance the additional unplanned costs of your trip.

Don’t become a casualty of England’s World Cup place. Be organised – get travel insurance!

If you have an accident under the influence of alcohol, did you know your travel insurance most likely will not cover you? When questioned only one quarter of all Brits realised this sobering fact but hopefully more will be aware thanks to the article “Drunk holidaymakers put travel insurance at risk”.

A recent survey carried out by a London based travel insurance consultant revealed much more besides including the fact that eighty per cent of the seventy per cent of people unaware of travel insurance small print get very drunk while on holiday abroad. Should you have an accident on holiday you will be required to fund your medical expenses with no assistance from your insurance.

The message from this article is to steer clear of drunken stupors when on holiday. With the cost of a broken limb setting you back tens of thousands of pounds perhaps it is time for the thirteen per cent of skiers who take to the slopes following alcohol to go for a lie down instead. Your travel insurance will not bail you out of crippling medical bill dept!

By drinking excessively abroad you could be one of the growing numbers who have their travel insurance claims rejected when reporting the loss of valuables like a camera, mobile phone or purse.

Out of people who have had failed claims about nineteen per cent were for damage brought about by fights and twenty eight per cent due to drunken accident claims. Shockingly, about twenty one per cent claimed for hospital costs due to alcohol induced dehydration or alcohol poisoning.

One way to sober up abroad is to consider the costs of a day’s stay in hospital. The amounts in question can easily range from £870 to £1,300 per day! Fancy a drink now?

Concerning the matter of how much alcohol is too much the answer comes back from the insurance specialists that each case is taken on face value. Should alcohol turn up on a medical report your claim for a travel insurance pay out may struggle to get off the ground!

When heading off on holiday, the last thing you tend to think about is that fraudsters will con you out of all your savings. Here is how to stay one step ahead of the holiday con artists and to survive your stay in the sun with your life savings in tact!

According to the article “’Free holiday’ scams abroad will catch out 400,000 Brits!” British holidaymakers have fallen for the manipulative persuasions of con artists and that plenty more will do so in the future. It all begins with scratch cards.

If you are handed a scratch card beware. This scratch card will more than likely show you as a winner of a free holiday or other prize but you must go to a predetermined venue to claim your winnings. It is here that scratch card winners will find themselves sitting for hours on end listening to a presentation on holiday homes and such like. Beware, there is no such thing as an innocent winning scratch card.

Travel insurance is a beautiful thing. What if you lost all your spending money, your passport, even your return ticket, what happens next if you have no fall back? Travel insurance means not getting let down if you get caught out. Another scam involves tomato ketchup. While being cleaned up after ketchup has been deliberately splashed on you, in the blink of an eye your wallet will disappear! Look out for the ketchup splashes of Argentina where this con is particularly favoured!

A con or scam can take place anywhere and similarities are found from country to country. If you go to Thailand, for example, watch out for strangers offering free drink or food for it could be drugged.

The key to surviving the con artists on holiday is to investigate the particular scam that is rife in the destination you are heading to and be prepared. Check out the ‘know before you go’ campaign courtesy of the foreign office.