The UK Insurance Blog

Amid claims that British holidaymakers are taking loutish behaviour to the winter sports resorts comes news that Swiss piste police have introduced speed cameras in some popular resorts. Their aim is to slow down speeding or drunken skiers in an attempt to reduce a worrying increase in the numbers of deaths and serious injuries on the slopes.

Après ski is recognised as an essential ingredient of the winter snow scene, but insurers are keen to point out that skiing after too many drinks invalidates your ski insurance cover. Insurance policy terms and conditions state that cover ceases in any incident “caused by the direct or indirect effect of you using alcohol or solvents or you being under the influence of drugs.”

A story in the Telegraph points out that even with the European Health Insurance Card (EHIC) there could still be significant expenses for mountain rescue, ambulance rides and flights home. The story is even worse in the US, in fact you’d be totally mad to ski there uninsured simply because medical fees are simply sky high.

When arranging you winter sports insurance remember that an annual policy with ski cover will be about the same price as two separate policies if planning to go abroad once during the summer. If there’s the chance of additional weekends in Europe then go for the annual policy, you’ll save money and it’s one less thing to worry about when planning a trip.

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