Many of us are being tempted away from our usual favourite Spanish resorts as we follow the bargain offers for the Caribbean, Florida and Mexico in the autumn. According to the article “Travel insurance limits Hurricane benefits!” many of the best deals are on offer during the hurricane season leaving holidaymakers wondering where they stand in terms of protection and insurance.
In the event of having to cancel a holiday or end your holiday early to avoid bad weather, many travel insurance policies only tend to offer the minimum of protection. On the positive side, many people holidaymaking during the hurricane season will not witness anything stronger than a sea breeze.
While it is rare that your travel insurance will cover any claim during anything other than a severe weather disaster, there are some exceptions to the rule.
What if you are aboard a cruise when a hurricane strikes? The good news is that ships are very likely to be able to steer around affected areas so you should be safe in the capable hands of the ship’s captain. Remember if your cruise liner uses a port that doesn’t feature on the itinerary to avoid sailing into trouble – there is some likelihood that your insurer will not entertain a complete refund. Although, depending upon the situation a cruise company may see fit to allow you an opportunity to reschedule your trip for another time.
On a further note, if you are concerned about your future travel, opt for a policy that will let you cancel for any reason. Be warned though, for peace of mind they do tend to cost you just that little more.