If you have an accident under the influence of alcohol, did you know your travel insurance most likely will not cover you? When questioned only one quarter of all Brits realised this sobering fact but hopefully more will be aware thanks to the article “Drunk holidaymakers put travel insurance at risk”.
A recent survey carried out by a London based travel insurance consultant revealed much more besides including the fact that eighty per cent of the seventy per cent of people unaware of travel insurance small print get very drunk while on holiday abroad. Should you have an accident on holiday you will be required to fund your medical expenses with no assistance from your insurance.
The message from this article is to steer clear of drunken stupors when on holiday. With the cost of a broken limb setting you back tens of thousands of pounds perhaps it is time for the thirteen per cent of skiers who take to the slopes following alcohol to go for a lie down instead. Your travel insurance will not bail you out of crippling medical bill dept!
By drinking excessively abroad you could be one of the growing numbers who have their travel insurance claims rejected when reporting the loss of valuables like a camera, mobile phone or purse.
Out of people who have had failed claims about nineteen per cent were for damage brought about by fights and twenty eight per cent due to drunken accident claims. Shockingly, about twenty one per cent claimed for hospital costs due to alcohol induced dehydration or alcohol poisoning.
One way to sober up abroad is to consider the costs of a day’s stay in hospital. The amounts in question can easily range from £870 to £1,300 per day! Fancy a drink now?
Concerning the matter of how much alcohol is too much the answer comes back from the insurance specialists that each case is taken on face value. Should alcohol turn up on a medical report your claim for a travel insurance pay out may struggle to get off the ground!
Tags: travel insurance
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