Car Insurance Add-Ons - Breakdown
Recovery
Under a basic comprehensive policy, your
insurer will pay for recovery to the nearest competent
repairer. You can add to that and have full motoring
assistance on your policy. If you have separate membership
of a motoring club for breakdowns, consider this as worth
looking at.
The cover provided might be adequate and
cheaper than that which you can buy separately. But read
through the 'small print' so make sure you have enough cover
for your needs. You will not receive a membership card or a
membership number.
I strongly recommend calling the emergency
breakdown number a couple of weeks after going on cover to make
sure they have your details. Whilst these are sometimes passed
on by electronic means, I also know that they are sometimes
sent on tapes and diskettes in the post. Errors in computer
data have arisen and caused difficulty at the time of a
breakdown or accident. The last thing you want. So check it out
first!
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"My car got hit by a submarine."
(The Navy informed the wife of a submariner
that the craft was due in port. She drove to
the base to meet her husband and parked at the
end of the slip where the sub was to berth. An
inexperienced ensign was conning the sub and it
rammed the end of the slip, breaking a section
away, causing her car to fall into the
water.)
The Navy paid the compensation claim.
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Extracts taken from actual claim
forms submitted to
a number of UK car insurance companies |
Next.....
Choosing An Insurer
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