The car insurance information contained within these pages is based on information supplied by The Claims Guru, a site packed with useful information about the inner workings of insurance companies and their products.
Policy Clauses - Trailers & Caravans
The purpose of this section is to cover you for your liabilities when towing a trailer or caravan. In other words it is 'third party only ' cover irrespective of the cover you have on your car.
"I was on the way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident and damage my big end."
Extracts taken from actual claim forms submitted to
a number of UK car insurance companies
Caravans are usually provided for on this basis. So if, through your negligence, your caravan comes adrift from your car and causes other damage or injury this policy will protect you for those sums of money you have to pay as compensation.
Needless to say, the type of cover here varies from one insurer to the other. Some will give you 'comprehensive' cover for your small, single axle trailer for a small extra premium. Make sure your trailer meets the specification in this area of cover.
"As I approached the intersection a sign appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident. "
Extracts taken from actual claim forms
submitted to
a number of UK car insurance companies
