UK Motor Insurance Specialists - Car Insurance Information
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Car Insurance Information
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Choosing An Insurer

Making A Claim
The Procedure
When Things Go Wrong
The Total Loss (or Write-Off)
Total Loss Variations

Third Party Claims
The Blame Culture
Apportioning Blame
Uninsured Losses
The Small Claims Court
Credit Hire
Medical Expenses
The Motor Insurers Bureau
The Motor Insurers Database

What To Do In The Event Of An    Accident
(When It's Your Fault !)
(When Both Parties Are To Blame)

Car Insurance FAQs (A-E)
Car Insurance FAQs (F-M)
Car Insurance FAQs (N-S)
Car Insurance FAQs (T)
Car Insurance FAQs (U-Z)

Motoring Conviction Codes

Home Insurance Information
Buildings Insurance
Standard Cover
Subsidence
Other Clauses

Contents Insurance
Standard Cover
Personal Effects
Third Party Liabilities

Buying A Home Insurance Policy

Choosing An Insurer

What Cover To Buy

Renewing A Home Policy

The Claims Process
Emergency Assistance Services
Causes of Loss
The Claim Form (Or Lack Of It)
Replacements (New For Old)
Repairers & Contractors
DIY

Home Insurance Topics (A-C)
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Home Insurance Topics (K-Z)

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The car insurance information contained within these pages is based on information supplied by The Claims Guru, a site packed with useful information about the inner workings of insurance companies and their products.

Motoring Conviction Codes

AC10 Failing to stop and/or give particulars after an accident
AC20 Failing to give particulars or report accident within 24 hrs
AC30 Undefined accident offences
BA10 Driving while disqualification by order of the Court
BA20 Driving while disqualified as under age
BA30 Attempting to drive while disqualified by order of the Court
CD10 Driving without due care and attention
CD20 Driving without reasonable consideration for other road user
CD30 Driving without due care and attention or without reasonable consideration
CD40 Causing death - careless driving when unfit through drink
CD50 Causing death - careless driving when unfit through drugs
CD60 Causing death - careless driving with alcohol level above limit
CD70 Causing death - careless driving - failing to supply specimen
CU10 Using a vehicle with defective brakes
CU20 Using a vehicle with parts or accessories in dangerous condition
CU30 Using a vehicle with defective tyres
CU40 Using a vehicle with defective steering
CU50 Causing or likely to danger by reason of load or passengers
CU60 Undefined failure to comply with Construction and Use Regulations
DD10 Driving in a dangerous manner
DD20 Driving at a dangerous speed
DD30 Reckless driving (replaced by DD40 from 01/12/91)
DD40 Dangerous driving
DD50 Causing death by dangerous driving
DD60 Manslaughter or culpable homicide while driving a vehicle
DD70 Causing death by reckless driving (replaced by DD80 01/12/91)
DD80 Causing death by dangerous driving
DR10 Driving or attempting to drive with alcohol above limit


"The gentleman behind me struck me on the backside. He then went to rest in a bush with just his rear end showing."

Extracts taken from actual claim forms submitted to     
a number of UK car insurance companies     

DR20 Driving or attempting to drive while unfit through drink/drugs
DR30 Driving or attempting to drive/refusing or failing to supply specimen
DR40 In charge of vehicle while alcohol level above limit
DR50 In charge of vehicle while unfit through drink or drugs
DR60 Failure to provide specimen for analysis other than driving
DR70 Failure to provide specimen for breath test
DR80 Failure or attempting to drive when unfit through drugs
DR90 In charge of a vehicle when unfit through drugs
IN10 Using a vehicle uninsured against third party risks
LC10 Driving without a licence (replaced by LC20 from 01/12/91)
LC20 Driving while under age. Driving other than in accordance
LC30 Driving after making a false declaration about fitness
LC40 Driving a vehicle having failed to notify a disability
LC50 Driving after a licence has been revoked or refused medical
MS10 Leaving a vehicle in a dangerous position
MS20 Unlawful pillion riding
MS30 Play street Offences
MS40 Driving with uncorrected defective eyesight or refusing test
MS50 Motor racing on the highway
MS60 Offences not covered by other codes
MS70 Driving with uncorrected defective eyesight
MS80 Refusing to submit to an eyesight test
MS90 Failure to give information as to identity of driver etc.
NE99 Non-endorsable criminal Act
MW10 Contravention of Special Roads Regulations (excluding speed)
PC10 Undefined Contravention of a Pedestrian Crossing Regulation
PC20 Contravention of Pedestrian Crossing Regulations - Moving vehicles
PC30 Contravention of Pedestrian Crossing Regulations - stationary vehicles

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PL10 Driving without 'L' plates
PL20 Not accompanied by a qualified person
PL30 Carrying a person not qualified
PL40 Drawing an unauthorised trailer
PL50 Undefined failure to comply with conditions of Provisional
S 19 Disqualification ("totting - up" procedure)
S 35 Disqualification ("totting-up" procedure)
SP10 Exceeding goods vehicle speed limits
SP20 Exceeding speed limit for type of vehicle (excluding goods)
SP30 Exceeding statutory speed limit on a public road
SP40 Exceeding passenger vehicle speed limit
SP50 Exceeding speed limit on a motorway
SP60 Undefined speed limit offence
TS10 Failing to comply with traffic light signals
TS20 Failing to comply with double white lines
TS30 Failing to comply with a 'Stop' sign
TS40 Failing to comply with direction of a constable or warden
TS50 Failing to comply with traffic sigh (excluding stop, lights)
TS60 Failing to comply with a school crossing patrol sign
TS70 Undefined failure to comply with a traffic direction or sign
TT99 To signify disqualification under "totting-up" procedure
UT10 Taking and driving away without consent or attempt thereat
UT20 Stealing or attempting to steal a vehicle
UT30 Going equipped for stealing or taking a vehicle
UT40 Taking/driving/be carried in a vehicle without consent
UT50 Aggravated taking of a vehicle
XX99 To signify a disqualification under "totting-up" procedure

End of Car Insurance Information


"I knew the dog was possessive about the car but I would not have
asked her to drive it if I had thought there was any risk."

Extracts taken from actual claim forms submitted to     
a number of UK car insurance companies     

 

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