The car insurance information contained within these pages is based on information supplied by The Claims Guru, a site packed with useful information about the inner workings of insurance companies and their products.
Car Insurance - Making A Claim
Most people regard an impact on the road as an 'accident'.
There are those who will say that bad driving is not really an accident in the true sense of the word.
"While proceeding through 'Monkey Jungle', the vehicle was enveloped
by small fat brown grinning monkeys. Number three fat brown money
(with buck teeth) proceeded to swing in an anticlockwise direction on
the radio aerial. Repeated requests to desist were ignored.
Approximately 2 minutes and 43 seconds later, small fat brown monkey
disappeared in 'Monkey Jungle' clutching radio aerial."
Extracts taken from actual claim forms submitted to
a number of UK car insurance companies
There are all sorts of other reasons why you might need to make a claim on your motor insurance. For example, your car might have been stolen, broken into, caught fire, had its windscreen chipped and so on. For this reason, I shall refer to the loss or damage that might arise and that can be claimed upon your policy as the 'claim event'