The car insurance information contained within these pages is based on information supplied by The Claims Guru, a site packed with useful information about the inner workings of insurance companies and their products.
Third Party Claims - Personal Injury
If you have sustained an injury, even of a minor nature, I really do urge you to seek professional help from a good solicitor. You can in some instances, pursue a claim yourself but you really do need to know what you are doing! We can help you - click here for details of no-win no-fee personal injury claims
"The other car collided with mine without giving me warning of its intention."
Extracts taken from actual claim forms submitted to
a number of UK car insurance companies
A claim for a minor injury can take a long time to resolve and anything of note will take years. This is partly due to the length of time mother nature takes to heal up injuries and partly to the wrangling of solicitors against insurers.
From an insurers viewpoint much of the blame for these long delays can be laid at the feet of the legal profession but I dare say, they would blame claims handlers!
Things have improved since the introduction of the 'Woolf Reforms' in April 1999. These reforms made major changes to the civil court processes and, of particular importance, set rules for the first time, called 'personal injury pre-action protocols' that apply before litigation begins.
Sadly, there was a Court of Appeal decision in 2001 that suggests their Lordships still have their heads burried deep in the pre-Woolf confrontational days One could write a whole new book on this subject alone and it is really outside the scope of this web site to start looking at some of the issues.
"I had been shopping for a plant all day and was on my way home. As I reached an inter-section a hedge sprang up, obscuring my vision and I did not see the other car"
Extracts taken from actual claim forms
submitted to
a number of UK car insurance companies
