Contents Insurance -
It is best if you have both contents and
building with the same insurer - it reduces conflict! Some
insurers will have different views as to what is a content
and what is a building! But shop around to get the best
deal. It is unlikely you will achieve this with your
A contents policy will have identical
definitions to your buildings for most of the terms listed.
Remember these are just definitions. Do not assume that just
because your contents policy defines that the word 'dwelling'
means something built of brick or stone with tiles or slates on
the roof that your contents policy covers these things.
"You will remember that I submitted a claim for
the loss of my wrist-watch.
I have to tell you that my eldest child,
aged six, found
the missing watch on Saturday morning at the
bottom of the toy box.
My youngest daughter, aged one and a half,
is the principal suspect, but
despite extensive questioning, she has decided
to say nothing."
|Extracts taken from actual claim
forms submitted to
a number of UK car insurance companies