Home Insurance Claims - DIY?
Do you have the ability to carry out the repair
work yourself? If so, this could be the ideal solution. You
should discuss this with your insurer before proceeding.
Your insurer will normally pay a contractor to
do the work and their bill includes the materials they use, the
labour for their employee(s) to do the work, overheads for
their premises and administration staff, profit and VAT.
By doing the work yourself, you can get paid by
your insurer for the hours you work and save them money as they
do not pay the last three items. It is a 'win win' solution.
Keep receipts for the materials you purchase, count up the
number of hours work and submit to the insurer for
"I saw her look at me twice. She appeared to be
making slow progress when we met on impact."
|Extracts taken from actual claim
forms submitted to
a number of UK car insurance companies