Not so long ago, when all insurance was
done via a broker, there was a clear line
between employers liability insurance and
public liability insurance. Public
liability insurance was insuring you and /
or your staff against any claim made by the
general public, whereas employers liability
insurance covered you or your company
against claims made by members of your
staff. The advent on online insurance has
allowed the insurance companies to build
more complex products that offer both of
the above types of cover together with
other benefits. These products are
variously called business insurance or
tradesman's insurance or liability
insurance. The public liability
insurance page has business
insurance from all of the leading online
insurers. Basically the insurers will
now build a product containing whichever
elements you require.
If you employ staff, however small the
company, it is a legal requirement to take
out employers liability insurance, so that
you and they are protected if they need to
claim as a result of some act or omission
of yours.
You will find informative articles on
the intricacies of liability insurance by
following the following links :-
Liability Insurance Explained
Public Liability Explained
We are delighted to be working with 2
of the UK's leading employers liability
insurers.
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Insuredrisks.co.uk
is one of the leading
providers of online
business insurance.
Since starting at the
end of 2002, the company
has issued over 30,000
online policies.
Answering just 6
straight-forward
questions will get you
an online quote for
either public or
employers and public
liability. Policies can
be bought online and all
certificates, policy
documents are delivered
electronically for you
to print immediately.
Should your trade or
profession not be
covered by the online
quote system
insuredrisks.co.uk has
access to Lloyds brokers
that enables almost all
risks to be covered.
Insuredrisks.co.uk is
authorised and regulated by
the Financial Services
Authority.
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Direct
Choice
have been specialists
since 1974 and were one
of the first direct
response insurance
providers in the
country. Their Tradesman
Insurance has the
following features :
- A discount for
buying online
- Public liability
can be covered from £1
million up to £5
million, and is often
required for local
council contracts
- Employer's
liability of £10
million – a legal
requirement if you
employ staff
- Covers you and your
employees against
accidental damage to
property
- All company types
covered, sole traders,
partnerships and
limited companies
- Varied professions
from builders, cleaners
and hairdressers to
piano tuners, tilers
and upholsterers
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The service is entirely
free and you are under no obligation to
take up any quotation supplied.
