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The home insurance information contained within these pages is based on information supplied by The Claims Guru, a site packed with useful information about the inner workings of insurance companies and their products.


Home Insurance - Renewing The Policy

Your 'duty to disclose' comes up again at renewal. So if the risk has changed at all you should tell your insurers.

But, subject to that, if you are happy with your cover, your insurer, service and the price has not gone up by much, you should stay where you are. There is still some benefit to insuring with the same company for many years. A good claims manager will be sympathetic to you if you have been a good customer over the years and might settle a claim that would otherwise be rejected.


Q: Do you engage in motorcycling, hunting or any other pastimes of a
hazardous nature?
A: Watch the National Lottery and listen to Terry Wogan.

Extracts taken from actual claim forms submitted to     
a number of UK home insurance companies     

Where you are not happy for any reason, shop around and see if you can do better. We have a good selection of home insurance providers on our main pages.

Good Luck

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