Car Insurance Add-Ons - Protected
NCD
We consider this to be an essential. No matter
how careful you are, no matter how good a driver you think
you are, the chances are that one day you will have to make
a claim that will affect your entitlement to a no claims
bonus.
Here's just a few examples :
- your car could be stolen or broken into
- your car is hit whilst parked, by a 'hit and run'
driver
- you have an accident that was not your fault but
your insurer fails to recover, for any number of
reasons. For example, the other driver gives you false
information and all attempts to trace him fail
- you have a momentary lapse in concentration and
have an accident. Yes it happens to the best of us,
even those who have passed the advanced driving tests -
indeed they can be the most difficult sometimes as they
can't accept they did something wrong!. In fact we've
seen a claim form where the driver has said '..I hit
the car in front but it was not my fault because I am
an advanced driver with the Institute of Advanced
Motorists'
NCD protection lets you get away with one of
these claims. Without it a serious financial penalty will be
encountered at the time of your next renewal. And the renewal
after that.
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"No one was to blame for the
accident but it would never have happened if the
other driver had been alert." |
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Extracts taken from actual claim
forms submitted to
a number of UK car insurance companies |
Next.....
Adding Legal Protection To Your Car Insurance Policy
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