Instant Online
Insurance - UK Public Liability
Insurance
The various "flavours" of liability
insurance can be confusing to everyone. Click
on the
Liability Insurance Explained link to read an
explanation of the various options available when you take
out this type of insurance. There is a further article that
explains
Public Liability Insurance and its importance to
small business owners
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If you are looking for Public Liability
Insurance for your party, celebration,
exhibition, fireworks display, sports
competition or the like then click on the
following link for Event Insurance
Many councils and organisations are
demanding that public liability insurance be in
place before their buildings, grounds or
playing fields can be used for leisure purposes
such as exhibitions, fetes, parties or
whatever.
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If you are a self-employed tradesman or small
business, your livelihood could be ruined by one simple
error. Public Liability insurance is designed to
shield you from this, by covering you against damage to
property occurring in the course of your trade. Cover can be
arranged for up to £10 million, and is now often a requirement
for corporate employers.
Unfortunately the culture of claiming millions of dollars in
damages for anything and everything has found its way across
the Atlantic and we are now seeing huge rises in premium costs
for all types of liability insurance. Even more disturbing is
the fact that fewer and fewer insurers are offering policies,
making it ever harder to get underwriters to cover particular
risks.
We are delighted to be working with some of the UK's leading
providers of online liability insurance.
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Hiscox -
Hiscox is a leading specialist insurer of UK
professionals, offering cover that's
unusually generous and tailored to your
business needs. Choose from the following
covers to create one all inclusive
policy:
• Professional indemnity
• Public liability
• Employers' liability
• Office contents and computers
• Portable equipment e.g. laptops
• Legal expenses
• Business interruption
• Buildings
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MORE TH>N -
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Direct
Line - Direct Line's new
Tradesman Insurance product is designed for
traditional building and allied trades
(established professional tradesmen and
craftsmen with up to ten manual
employees).
It could take one small mishap to jeopardize
a decorator, electrician, plumber or builder's
ability to earn an income. Direct Line's
Tradesman Insurance protects tradesmen in such
situations, providing a comprehensive standard
policy. This gives up to £1 million public
liability cover, with the option to increase up
to £5 million and add additional covers,
allowing the customer to mould the insurance to
their needs.
Standard cover: - Employers liability -
Public liability
Optional cover - Tools and equipment
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CETA
provide insurance products from a panel of
the UK's leading insurance companies.
Businesses are always looking to cuts costs
without cutting quality. The CETA insurance
system gives you a choice of options to
compare from. It also provides a high level
of standard cover with bolt-on options to
suit your needs. CETA offer two liability
insurance products, one suited to tradesmen
(manual work), the other to professionals
(clerical or office based work)
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Insuredrisks.co.uk
is one of the leading providers of online
business insurance. Since starting at the
end of 2002, the company has issued over
30,000 online policies. Answering just 6
straight-forward questions will get you an
online quote for either public or employers
and public liability. Policies can be bought
online and all certificates, policy
documents are delivered electronically for
you to print immediately. Should your trade
or profession not be covered by the online
quote system insuredrisks.co.uk has access
to Lloyds brokers that enables almost all
risks to be covered.
Insuredrisks.co.uk is authorised and
regulated by the Financial Services
Authority.
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Direct
Choice have been
specialists since 1974 and were one of the
first direct response insurance providers in
the country. Their Tradesman Insurance has
the following features :
- A discount for buying online
- Public liability can be covered from £1
million up to £5 million, and is often
required for local council contracts
- Employer's liability of £10 million – a
legal requirement if you employ staff
- Covers you and your employees against
accidental damage to property
- All company types covered, sole
traders, partnerships and limited
companies
- Varied professions from builders,
cleaners and hairdressers to piano tuners,
tilers and upholsterers
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The service is entirely free and you are
under no obligation to take up any quotation supplied.
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