The Motor Insurers Database

Instant Online Insurance

Third Party Claims - The Motor Insurers Database

The Motor Insurance Database (MID) has been developed by the motor insurance industry to capture the insurance details of every driver in one central database, through unified IT systems.

The new database of insured drivers allows the police to check instantly whether a driver is insured or not.

The move is an attempt to reduce the high number of uninsured UK drivers who cost the motor industry more than £600m per year.

The police can access the database from the roadside either by calling through to a police station or by using a hand held computer.

Get Car Insurance Quotes

Apart from allowing the police to target offenders more effectively, the system is expected to be an aid to insured drivers who are not carrying their documentation.

They will no longer have to report to a police station within seven days.

The new database should act as a deterrent to uninsured drivers are they are likely to be caught more often.

"The pedestrian had no idea which direction to run. So I ran over him. "

Extracts taken from actual claim forms submitted to a number of UK car insurance companies

Next..... UK Car Insurance - What To Do In The Event Of An Accident

UK Insurance - Home

Insurance Sections

Information Sections

◦ Car Insurance Information

◦ Types of Policy

◦ Third Party

◦ Third Party Fire & Theft

◦ Fully Comprehensive

◦ Windscreen Cover

◦ Policy Clauses

◦ Trailers & Caravans

◦ Emergency Treatment Fees

◦ Medical Expenses

◦ No Claims Discount

◦ Travelling Abroad

◦ General Exclusions

◦ Specific Exclusions

◦ Policy Excess

◦ Loss of Use

◦ Fair Wear & Tear

◦ Mechanical & Electrical Faults

◦ Deception

◦ Depreciation

◦ Replacement Cars

◦ Electronic Equipment

◦ Personal Effects

◦ Your Obligations

◦ Policy Add-Ons

◦ Protected NCD

◦ Legal Protection

◦ Hire Cars

◦ Breakdown Recovery

◦ Choosing An Insurer

◦ Making A Claim

◦ The Procedure

◦ When Claims Go Wrong

◦ The Total Loss or Write-Off

◦ Total Loss Variations

◦ Third Party Claims

◦ The Blame Culture

◦ Apportioning The Blame

◦ Uninsured Losses

◦ The Small Claims Court

◦ Credit Hire

◦ Third Party Medical Expenses

◦ The Motor Insurers Bureau

◦ The Motor Insurers Database

◦ What To Do In The Event Of An Accident

◦ When It's Your Fault

◦ When Both Parties Are To Blame

◦ Car Insurance FAQs

◦ Car Insurance FAQs (A - E)

◦ Car Insurance FAQs (F - M)

◦ Car Insurance FAQs (T)

◦ Car Insurance FAQs (U - Z)

◦ UK Motoring Conviction Codes

◦ Home Insurance Information

◦ Buildings Insurance

◦ Standard Cover

◦ Buildings insurance - Subsidence

◦ Other Clauses

◦ Contents Insurance

◦ Standard Cover

◦ Personal Effects

◦ Buying a Policy

◦ Choosing a Product

◦ Renewing A Policy

◦ The Home Insurance Claims Process

◦ Emergency Assistance Services

◦ Causes of Loss

◦ The Claim Form (Or Lack Of It)

◦ Replacements (New For Old)

◦ Repairers & Contractors

◦ DIY

◦ Home Insurance FAQs

◦ Home Insurance FAQs (A - C)

◦ Home Insurance FAQs (D - J)

◦ Home Insurance FAQs (K - Z)

◦ Liability Insurance - An Explanation of The Options

◦ Public Liability Insurance - An Explanation

UK Insurance Blog

© All rights reserved.
Instant Online Insurance.

UK Insurance - Home Car Insurance Motorcycle Insurance Van Insurance Caravan Insurance Cycle Insurance Breakdown Insurance Home & Contents Insurance Student Possessions Insurance Wedding Insurance Public Liability Insurance Professional Indemnity Insurance Employers Liability Insurance Event Insurance Travel Insurance Travel Insurance For The Over 60's Long Stay Travel Insurance Pet Insurance Equine Insurance Life Insurance Income Protection Insurance Mortgage Protection Insurance Car Insurance Information Home Insurance Information Liability Insurance - An Explanation of The Options Public Liability Insurance - An Explanation UK Insurance Blog Contact Us