Types of Car Insurance Policy

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Car Insurance Policy Types

Policies start as one of the following:

Third Party
Third Party Fire & Theft
Fully Comprehensive

On top of that there are various different options available to you, such as legal expenses insurance (or uninsured loss recovery), breakdown cover, protected no claims bonus, car hire, personal accident and so on.

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Click on the links in the left hand column to get information on each of the above car insurance policy types.

Next..... Car Insurance - Third Party Cover

"Coming home I drove into the wrong house and collided with a tree I don't have"

Extracts taken from actual claim forms submitted to a number of UK car insurance companies

UK Insurance - Home

Insurance Sections

Information Sections

◦ Car Insurance Information

◦ Types of Policy

◦ Third Party

◦ Third Party Fire & Theft

◦ Fully Comprehensive

◦ Windscreen Cover

◦ Policy Clauses

◦ Trailers & Caravans

◦ Emergency Treatment Fees

◦ Medical Expenses

◦ No Claims Discount

◦ Travelling Abroad

◦ General Exclusions

◦ Specific Exclusions

◦ Policy Excess

◦ Loss of Use

◦ Fair Wear & Tear

◦ Mechanical & Electrical Faults

◦ Deception

◦ Depreciation

◦ Replacement Cars

◦ Electronic Equipment

◦ Personal Effects

◦ Your Obligations

◦ Policy Add-Ons

◦ Protected NCD

◦ Legal Protection

◦ Hire Cars

◦ Breakdown Recovery

◦ Choosing An Insurer

◦ Making A Claim

◦ The Procedure

◦ When Claims Go Wrong

◦ The Total Loss or Write-Off

◦ Total Loss Variations

◦ Third Party Claims

◦ The Blame Culture

◦ Apportioning The Blame

◦ Uninsured Losses

◦ The Small Claims Court

◦ Credit Hire

◦ Third Party Medical Expenses

◦ The Motor Insurers Bureau

◦ The Motor Insurers Database

◦ What To Do In The Event Of An Accident

◦ When It's Your Fault

◦ When Both Parties Are To Blame

◦ Car Insurance FAQs

◦ Car Insurance FAQs (A - E)

◦ Car Insurance FAQs (F - M)

◦ Car Insurance FAQs (T)

◦ Car Insurance FAQs (U - Z)

◦ UK Motoring Conviction Codes

◦ Home Insurance Information

◦ Buildings Insurance

◦ Standard Cover

◦ Buildings insurance - Subsidence

◦ Other Clauses

◦ Contents Insurance

◦ Standard Cover

◦ Personal Effects

◦ Buying a Policy

◦ Choosing a Product

◦ Renewing A Policy

◦ The Home Insurance Claims Process

◦ Emergency Assistance Services

◦ Causes of Loss

◦ The Claim Form (Or Lack Of It)

◦ Replacements (New For Old)

◦ Repairers & Contractors

◦ DIY

◦ Home Insurance FAQs

◦ Home Insurance FAQs (A - C)

◦ Home Insurance FAQs (D - J)

◦ Home Insurance FAQs (K - Z)

◦ Liability Insurance - An Explanation of The Options

◦ Public Liability Insurance - An Explanation

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